Pay Instantly with SKYCOT
Download the SKYCOT Pay app to link your bank account and pay merchants instantly — no card needed, zero surcharges.
Free to download · No sign-up fees · Works with all Australian banks
Simple Process
How It Works
Start paying in under a minute.
Download & Sign Up
Get the app and verify your phone number in seconds
Link Your Bank
Securely connect your bank account via Pay by Bank — no card details needed
Scan & Pay
Scan a merchant's QR code and pay instantly with zero surcharges
Benefits
Why SKYCOT?
The smarter way to pay Australian businesses.
Zero Surcharges
No hidden fees. What you see is what you pay.
Instant Payments
Powered by Australia's real-time payment infrastructure
Bank-Level Security
Your payments are secured by Pay by Bank, Australia's trusted payment system
No Card Needed
Pay directly from your bank account — simpler and safer
Ready to ditch the surcharges?
Download SKYCOT Pay and start paying merchants instantly with zero fees.